Business Owner's Policy
A convenient package combining business property and liability coverage designed for many small and mid-sized businesses.
- Business Property
- General Liability
- Business Interruption
- Equipment Coverage
- Custom Endorsements
For Your Operation
Business Insurance
Protect the business you have built with commercial insurance solutions designed around your operation, industry, employees, vehicles, and risk exposure.
Commercial Auto
Coverage for vehicles used in business operations, including service vehicles, delivery vehicles, employee drivers, and commercial fleets.
- Liability Coverage
- Physical Damage
- Hired & Non-Owned Auto
- Fleet Coverage
- Driver Protection
Trucking Insurance
Coverage designed for trucking and transportation businesses, including liability, physical damage, cargo, and business auto exposures.
- Primary Liability
- Physical Damage
- Motor Truck Cargo
- Non-Trucking Liability
- Trailer Interchange
Cyber Liability
Protect your business against cyberattacks, data breaches, ransomware, privacy claims, and recovery expenses.
- Data Breach Response
- Ransomware Support
- Cyber Extortion
- Privacy Liability
- Recovery Expenses
Workers' Compensation
Coverage for employee workplace injuries, medical expenses, lost wages, and employer liability obligations.
- Medical Expenses
- Lost Wages
- Employer Liability
- Return-to-Work Support
- Compliance Protection
General Liability
Protects your business from third-party bodily injury, property damage, advertising injury, and legal defense costs.
- Bodily Injury
- Property Damage
- Legal Defense
- Advertising Injury
- Premises Liability
Professional Liability
Also known as Errors & Omissions coverage, helping protect against claims related to professional services, advice, negligence, or mistakes.
- Errors & Omissions
- Professional Negligence
- Legal Defense
- Client Claims
- Service-Based Risk
Bonds
Bond solutions for businesses and contractors that need surety, license, permit, or contract bond support.
- Surety Bonds
- License & Permit Bonds
- Contract Bonds
- Performance Bonds
- Fidelity Bonds
Not sure which coverage fits?
Our licensed team will compare 30+ top-rated carriers and walk you through the right options — no pressure, no obligation.
Additional Quote Options
External Quote & Bond Portals
Start a small business quote with Coterie or open a bond application with Propeller — both trusted Legacy Group partners.
Coterie Business Insurance
Get an instant business insurance quote across small business industries through our Coterie partner portal.
Start Business QuotePropeller Bond Portal
Start a surety, license, permit, or contract bond application through the Propeller bond portal.
Start Bond ApplicationYou may be redirected to a trusted third-party partner portal to complete certain quote or application workflows. Legacy Group Insurance Agency may follow up regarding your submission.